List of banks in the euro area

The following is a list of banks in the euro area. The euro area is a single jurisdiction in terms of many (though not all) aspects of banking sector policy, including an integrated system of European banking supervision as well as a semi-integrated system of crisis response, known as the Single Resolution Mechanism (SRM). From 1 January 2026, with the adoption by Bulgaria of the euro as its currency, the geographical scope of the euro area is identical to that of the European banking union policy framework.

The euro area is the world's second-largest banking jurisdiction measured by total banking assets, behind China and ahead of the United States.^: 81

Allocation of authorities

European banking supervision distinguishes between significant institutions (SIs) and less significant institutions (LSIs), with SI/LSI designations updated several times every year by the European Central Bank (ECB). Significant institutions are directly supervised by the ECB using joint supervisory teams that involve the National Competent Authorities (NCAs) of individual participating countries. Less significant institutions are supervised by the relevant NCA on a day-to-day basis, under the supervisory oversight of the ECB.

Under the SRM framework, the Single Resolution Board is the resolution authority under the EU Bank Recovery and Resolution Directive (BRRD) for all SI, plus any LSIs specifically designated by the SRB as falling under its remit. For all other LSIs, the National Resolution Authority (NRA), which in most but not all countries is the supervisory NCA, is responsible for any resolution under BRRD. Deposit Guarantee Schemes are established only at the national level.

Anti–money laundering supervision is carried out by national authorities. The Anti-Money Laundering Authority of the EU is scheduled to take over AML supervision of the largest banking groups in 2028, including in EU countries outside the euro area.

A specific feature of the EU framework is that it provides for the possibility of institutional protection scheme that bind together networks of local banks into idiosyncratic risk-sharing arrangements. There were six such schemes in the euro area as of 2022: Sparkassengruppe and Raiffeisen Banking Group in Austria, Sparkassen-Finanzgruppe and Cooperative Financial Group in Germany, South Tyrolean Raiffeisen Group in Italy, and Grupo Caja Rural in Spain.^: 12 The last two IPSs are entirely constituted of LSIs, whereas the four IPSs in Austria and Germany all include SIs. For the latter, the ECB is involved in the oversight of the IPS together with the relevant NCA.

Significant Institutions

As of 1 September 2025, the list of supervised institutions maintained by the ECB included the following banking groups as SIs, with names and countries as indicated by the ECB for each group's consolidating entity. Global systemically important banks (G-SIBs, as designated on 27 November 2025 by the Financial Stability Board), are shown first, then the other SIs are tiered by size bands based on the ECB's list. In each subsection, banks are listed by alphabetical order of name. Of the 113 institutions on the ECB's list, 15 are members of the four Austrian and German institutional protection schemes, marked with an asterisk (*) below.

Global systemically important banks

BPCE SA
BNP Paribas SA
Crédit Agricole SA
Deutsche Bank AG
ING Groep NV
Banco Santander SA
Société Générale SA

Assets in €500-999 billion range

ABN AMRO Bank NV
Banco Bilbao Vizcaya Argentaria SA
CaixaBank SA
Commerzbank AG
Confédération Nationale du Crédit Mutuel
DZ BANK AG Deutsche Zentral-Genossenschaftsbank*
Intesa Sanpaolo SpA
Nordea Bank Abp
Coöperatieve Rabobank UA
UniCredit SpA

Assets in €100-499 billion range

AIB Group plc
Banco BPM SpA
BofA Securities Europe SA (Bank of America Group)
Bank of Ireland Group plc
Bankinter, SA
Barclays Bank Ireland plc (Barclays Group)
Bayerische Landesbank*
Belfius Banque SA / Belfius Bank NV / Belfius Bank SA
BNG Bank NV
BPER Banca SpA
Bpifrance
Citibank Europe plc (Citigroup)
Erste Group Bank AG*
Goldman Sachs Bank Europe SE (Goldman Sachs Group)
HSBC Continental Europe
ICCREA Banca SpA
KBC Group NV
J.P. Morgan SE (JPMorgan Chase Group)
La Banque Postale
Landesbank Baden-Württemberg*
Landesbank Hessen-Thüringen Girozentrale*
Banca Monte dei Paschi di Siena SpA
Morgan Stanley Europe Holding SE (MS Group)
Norddeutsche Landesbank Girozentrale*
OP Osuuskunta
Raiffeisen Bank International AG*
Banco de Sabadell SA

Assets in €30-99 billion range

Abanca Corporación Bancaria SA
Investeringsmaatschappij Argenta NV / Société d'investissements Argenta SA / Investierungsgesellschaft Argenta AG
Atlantic Lux HoldCo Sàrl
Alpha Bank SA
ASN Bank NV
Banco Comercial Português SA
Banco de Crédito Social Cooperativo SA
BofA Europe DAC (Bank of America Group)
The Bank of New York Mellon SA/NV (BNY Group)
Banque et Caisse d'Epargne de l'Etat, Luxembourg
Banque Internationale à Luxembourg SA
BAWAG Group AG
Caixa Geral de Depósitos SA
Cassa Centrale Banca - Credito Cooperativo Italiano SpA
Citigroup Global Markets Europe AG (Citigroup)
Credito Emiliano Holding SpA
Crelan SA / Crelan NV
Danske Bank A/S, Finland Branch
DekaBank Deutsche Girozentrale*
Deutsche Apotheker- und Ärztebank eG*
Deutsche Pfandbriefbank AG
Eurobank Ergasias Services and Holdings SA
FinecoBank SpA
Hamburg Commercial Bank AG
Haspa Finanzholding*
Ibercaja Banco SA
KfW Beteiligungsholding GmbH (KfW Group)
Kuntarahoitus Oyj
Kutxabank SA
Erwerbsgesellschaft der S-Finanzgruppe mbH & Co. KG*
LBS Landesbausparkasse Süd*
LSF Nani Investments Sàrl (Novo Banco)
Mediobanca - Banca di Credito Finanziario SpA
Banca Mediolanum SpA
Münchener Hypothekenbank eG*
National Bank of Greece SA
Nederlandse Waterschapsbank NV
Oldenburgische Landesbank AG
Piraeus Financial Holdings SA
Promontoria 19 Coöperatie UA (CCF)
Raiffeisen-Holding Niederösterreich-Wien regGenmbH*
Raiffeisenbankengruppe OÖ Verbund eGen*
RCI Banque SA
SFIL SA
State Street Europe Holdings Germany Sàrl & Co. KG (State Street Group)
Swedbank Baltics AS (Swedbank Group)
UBS Europe SE (UBS Group)
Unicaja Banco SA
Volksbank Wien AG
Volkswagen Financial Services AG
Wüstenrot Bausparkasse AG (de)

Other significant institutions

Addiko Bank AG
AikGroup (CY) Ltd
AB Artea bankas
Bank of Cyprus Holdings plc
Bank of Valletta plc
AS "Citadele banka"
DSK Bank AD
AS LHV Group
Luminor Holding AS
MDB Group Ltd
NatWest Bank Europe GmbH (NatWest Group)
Nova Ljubljanska banka dd
OTP Luxembourg Sàrl (OTP Group)
RBS Holdings NV (NatWest Group)
Revolut Holdings Europe UAB (Revolut Group)
AB SEB bankas
AS "SEB banka"
AS SEB Pank

Less significant institutions

Two thirds of LSIs in the euro area were bound in an institutional protection scheme as of end-2020.^: 15

A handful of LSIs are designated by the SRB as under its remit for resolution purposes. As of 8 July 2024, these were Delen Private Bank (consolidated in Belgium), ODDO BHF (France), Bausparkasse Wüstenrot AG (Austria), and the EU subsidiary of SMBC Group (Germany).

Some banks linked to financial market infrastructures meet the criteria for being SIs but are nevertheless designated as LSIs by the ECB by special derogation. As of 1 September 2025, there were five such cases: Euroclear Holding SA/NV, Euroclear SA/NV, and Euroclear Bank, all three of which are entities of the Euroclear Group; Eurex Clearing AG, an entity of the Deutsche Börse Group; and Banque Centrale de Compensation (also known as LCH SA), an entity of the London Stock Exchange Group.

Also as of 1 September 2025, 98 out of a total 2,062 LSIs were designated by the ECB as "high-impact" on the basis of several criteria including size. They are listed below with names and countries as indicated by the ECB for each entity, by alphabetical order of name. Of these 98, 26 are members of institutional protection schemes, marked with an asterisk (*) in the list.

Achmea Bank NV
Aegean Baltic Bank SA
Aktia Bank Abp
Ancoria Investments Plc
APS Bank plc
Astrobank Ltd (later Alpha Bank Group)
Axa Banque (fr)
Banca Generali SpA
Banca March SA
Banco CTT SA (pt)
Bank of China (Europe) SA (Bank of China Group)
Banque Centrale de Compensation
Banque Raiffeisen
BBBank eG*
Berliner Volksbank eG (de)*
Bigbank AS
BluOr Bank AS
BMW Bank GmbH
Brianza Unione di Luigi Gavazzi e Stefano Lado SAPA
Bulgarian Development Bank
Caixa Central de Crédito Agrícola Mútuo CRL (pt)
Caixa Económica Montepio Geral SA
Caja Laboral Popular Coop. De Credito
Caja Rural de Navarra SCC (es)*
Cassa Centrale Raiffeisen dell'Alto Adige SpA*
Cassa di Risparmio di Bolzano SpA
Cecabank SA (es)
Clearstream Holding AG
Coop Pank AS
CrediaBank SA
CRH Caisse de Refinancement de l'Habitat
Delavska Hranilnica dd Ljubljana (sl)
Eurex Clearing AG
Euroclear Holding SA/NV
FinAx NV (Delen Private Bank)
Deutsche WertpapierService Bank AG
FIMBank plc
First Investment Bank AD
Frankfurter Volksbank Rhein/Main eG*
Grucajrural Inversiones SLU*
Housing Finance Corporation
Hrvatska poštanska banka dd
Hypo Noe Landesbank für Niederösterreich und Wien AG
Hypo Vorarlberg Bank AG (de)
IKB Deutsche Industriebank AG
AS Inbank
Invest Capital AD (bg)
Kreissparkasse Köln (de)*
Landesbank Saar*
LBS Landesbausparkasse NordWest*
Lietuvos centrinė kredito unija (lt)
Lloyds Bank GmbH (Lloyds Bank Group)
Lombard Bank Malta plc
Macquarie Bank Europe DAC (Macquarie Group)
Maurizio Sella SAPA
MedioCredito Centrale – Banca del Mezzogiorno SpA
Mercedes-Benz Bank AG
Mittelbrandenburgische Sparkasse in Potsdam (de)*
Nassauische Sparkasse (de)*
Nationale-Nederlanden Bank NV (NN Group)
NIBC Bank NV
Oberbank AG
Financiere IDAT (ODDO BHF)
Optima bank SA
OTP banka dd (OTP Group)
PayPal 2 Sàrl (PayPal Group)
permanent tsb Group Holdings plc
Bank Pictet & Cie (Europe) AG (Pictet Group)
Prima banka Slovensko as (sk)
ProCredit Holding AG & Co. KGaA
Prvá stavebná sporiteľňa as (sk)
Raiffeisenlandesbank Burgenland eGen (de)*
Raiffeisenlandesbank Kärnten regGenmbH*
Raiffeisen-Landesbank Tirol AG*
Raiffeisenlandesbank Vorarlberg regGenmbH (de)*
Raiffeisenverband Salzburg eGen (de)*
RLB-Stmk Verbund eGen (de)*
AS "Rietumu Banka"
Rothschild & Co
Säästöpankkiliitto osk (fi)
Sachsen-Finanzgruppe (de)*
Signet Bank AS
SMBC Bank EU AG (SMBC Group)
S-Pankki Oy
Sparda-Bank Baden-Württemberg eG (de)*
Finanzholding der Sparkasse in Bremen (de)*
Sparkasse Hannover (de)*
Sparkasse KölnBonn (de)*
Sparkasse Pforzheim Calw (de)*
Stadtsparkasse Düsseldorf (de)*
Stadtsparkasse München*
Toyota Kreditbank GmbH (Toyota Group)
Triodos Bank NV
Van Lanschot Kempen NV
vdk bank
Wells Fargo Bank IUC (Wells Fargo Group)
Wüstenrot Wohnungswirtschaft regGenmbH
365.bank as